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HN Automotive (Staffs) LTD is authorised and regulated by the Financial Conduct Authority for consumer credit. Our FRN is 926376  (register.fca.org.uk). As an FCA-regulated credit broker we can introduce you to a selected group of lenders through a finance broker (a list is available on request) who may be able to help you finance your purchase. The finance broker provides us with a range of products which may be suitable for your purchase (subject to status). We will explain the key features of those products to you. We do not charge a fee for our credit brokering services provided to you, however the finance broker or lender we introduce you to will typically pay us an introductory commission. This will be either a fixed fee or a fixed percentage of the amount you borrow. The amount of commission that we receive from a finance broker or lender does not have an effect on the amount that you pay to the lender under your credit agreement.